Top 12 international online banking apps

It can also help you manage your account without the need to visit a branch, so you can save your time; these reasons mentioned cause customer attraction. On the other hand, there are still some customers who prefer face-to-face banking. We will list  Top 12 international banking apps  on this text that helps you choose the one you need. As you know each of them has both advantages and disadvantages, we will tell you them summarized and let you decide which one is useful for you.

Top 12 international banking apps

1-Revolut:

A financial technology company that we are going to mention is named  Revolut, it can attract almost 11 million customers because it has lots of advantages; it provides you a cheap way to transfer your money internationally without hidden fees; otherwise, this process will cost a fortune. You can also control your spending by using this app because it shoes you an alert by receiving notifications while spending money. As a disadvantage, it adds extra fees on weekends.

2-Transferwise:

Transferwise app  , money transfer service lets you a cheap transfer like the former one, the price that you should pay for money transfer is obvious, and it lets you know the amount of that. It has the option of sending an email containing the amount of money you have spent. It is also not complicated to use. It is legal and fast. It is more suitable for a small amount of international money transfer; otherwise, it will cost high fees for a larger amount of money.

3-Monese:

Monese app  is one of the first online banking apps; it provides a unique ability that makes a difference from other ones, which is providing the chance of creating an account from anywhere in the UK without the need of having a fixed UK address, phone number, email address, etc. This advantage makes creating an account easier in comparison with the others. It also has good customer service as the ability to answer customers' questions in 12 different languages. A disadvantage of this company is not having a branch to solve some problems that need to be solved by physical presence.

4-Bunq:

Bunq, an online company, prepares easy installation because there is no need to fill a form or physical presence, and you should just download the app. It contains six languages. You can create numbers of accounts for each field so that you can manage the money you've spent in each one separately. This app provides you with a credit card that is more accurate than a debit card, and it can be used in various types of places. You have the chance to control your card as you can block your card if you don't have access to it.

5-Monzo:

Monzo app  provides you with a card that can be used freely almost everywhere. You can live chat with their customer service team and solve your problem if needed. Another ability is that if you pay debit more than usual, it will be aware of you for the future. This app can be used worldwide without extra fees; if you travel to another country, it will notify you of the exchange rate. This app provides high  security; it doesn't need a password; after logging in, you will be received a link that lets you enter the app. You can also manage your money spending with the help of this  application  to avoid overspending.

6-Transfast:

Transfast app  can transfer money to more than 50 countries; the fee for each transfer depends on some factors as the amount of money that you want to transfer, the country that you are spending money in, etc. If a customer has a problem, he/she should send an email that can take too long to respond, and they don't have the ability to live chat. There are some delays reported in money transferring; on the other hand, this app is trusted by customers that is an important point to attract them.

7-Money gram:

Money gram app  ,  an online banking app  is one of the biggest ones; this is known for its fast money transfer. If you want to use its services, you should pay for it; the amount depends on the location you are sending money to and the one that ends up. The negative point of this  online banking app  is the low exchange rates compared to other ones. The other advantage in comparison with bank accounts is lower transfer fees. The time that most of the transfers take is about one business day that is faster than doing the same process with online bank accounts.

8-Remitly:

Remitly app  allows people living in some special countries like the US, Canada, European countries, etc., to transfer their money to more than 85 countries. It provides customers to know the exact time of delivery. This app is also very fast in the money transferring process. The negative point of this  app  is that it has a low amount of maximum limit that may cause a problem if you don't increase it. This app's fees depend on the country that is chosen as your destination. You can be sure of this app's safety because it verifies all new accounts for protecting you.

9-OFX:

OFX app  provides you with both cheap and fast ways to transfer your money. The most important benefit of this company is having offices that help people solve their problems easier without the need of waiting for online responses that may take too long, so it can save you time and energy, the other advantage is that it almost always has good exchange rates. On the other hand, like other online services, it has some disadvantages, as you cannot pick up cash by this, and it may charge a fee sometimes.

10-XOOM:

If you want to transfer your money in a fast and secure way, this app may be helpful for you. It can transfer money to more than 150 countries. It also can notify you about your account's data by sending emails or messages. The negative point of this app is that it's not the cheapest way for money transfer.  XOOM app's  exchange rate is not compatible with other competitors like Remitly.

11-Ecopayz:

This FinTech company provides its customers to transfer their money in a safe and fast way which you can use an  Ecopayz  account for your payments too. This account is an in-house one that makes everything easier and faster. This app is free for registering, but you should pay fees for international transfers. On the other hand, its fees are lower than some other competitors. The other disadvantage of it is that it has lots of account limitations. Another positive point of this company is that it provides a high limitation it means that you can transfer more money. It provides customers to have a Mastercard, but the thing is that it is only available in European countries.

12-N26:

It is so important for an online banking app to have a banking license that  N26  has this positive point. One of the cons of this company is not having phone numbers to call and solve your problem, and the other way is chatting can be slow and time-consuming. It provides you with a cheap way to transfer money internationally. Another good point about this  app  is you can even freeze your card on your own.

last words:

In the world of technology, there is an opportunity for us to save time by doing tasks online. There is no need to waste our time in  bank branches.  Online banking  is a quick and safe way. There are lots of  online banking apps  that can provide us with this chance. In this text, we mentioned some of them that were more popular among customers because of their online services, they have both pros and cons, but we can't neglect their impact on our lives. On the other hand, it's not usable for people who want to access to get a huge amount of cash. In the end, it has more positive sides than negative ones.